Haley Astrologo

Haley Astrologo

Hipster-friendly tv scholar. Wannabe beer scholar. General tvaholic. Evil beer geek. General web ninja. Passionate music expert.

100 Author´s Posts
Does it matter what mortgage company you use?

Does it matter what mortgage company you use?

Finding the best Mortgage Broker near Ladson SC is a crucial step in the homebuying process. But with so many...

What exactly does a mortgage broker do?

What exactly does a mortgage broker do?

Mortgage brokers in Ridgeville SC are experts at matching your financial profile with the best mortgage options...

What Are the Benefits of Using a Mortgage Broker?

What Are the Benefits of Using a Mortgage Broker?

When it comes to buying a home, there are many options available to you. One of these options is to use Mortgage Loans in ...

Why is a mortgage banker better than a mortgage broker?

Why is a mortgage banker better than a mortgage broker?

Unlike traditional banks, Mortgage Brokers in Sumter SC focus solely on mortgage lending without the distraction of other ...

What questions are mortgage lenders not allowed to ask?

What questions are mortgage lenders not allowed to ask?

Questions about personal characteristics, gender identity, or sexual orientation are considered invasive and are not...

What are the 4 parts of a mortgage?

What are the 4 parts of a mortgage?

Depending on the type of mortgage loan you have, a Mortgage Broker near Isle of Palms SC can help you navigate the...

How do i know if my mortgage broker is reputable?

How do i know if my mortgage broker is reputable?

With so many mortgage companies and online lenders clamoring for your business, it's easy to understand why it's...

What to say when you call a mortgage broker?

What to say when you call a mortgage broker?

This is a collection of information about your financial situation (level of debt, payment patterns, etc. Once they have...

Is it good to be a mortgage broker?

Is it good to be a mortgage broker?

When it comes to considering becoming a Mortgage Broker in Eastover SC, job security and career advancement opportunities ...

What are the benefits of working with a mortgage broker?

What are the benefits of working with a mortgage broker?

One of the advantages of working with a Mortgage Broker in Ladson SC is that they can save you some of the legwork....

What is the main purpose of a broker?

What is the main purpose of a broker?

A broker is a person or company that acts as an intermediary between an investor and a stock exchange, typically buying...

What is the Difference Between a Mortgage Broker and a Bank?

What is the Difference Between a Mortgage Broker and a Bank?

When it comes to getting a mortgage loan, there are two main options: a mortgage banker or a mortgage broker. A mortgage...

What Documents Do I Need to Provide to My Mortgage Broker?

What Documents Do I Need to Provide to My Mortgage Broker?

Mortgage lenders, such as banks and other financial institutions, want to know the full story of your financial situation ...

Can I Get Help With Closing Costs When Using a Mortgage Broker?

Can I Get Help With Closing Costs When Using a Mortgage Broker?

If you're thinking about hiring a Mortgage Broker in Mount Pleasant SC to assist you with your mortgage, you may be...

How can i avoid mortgage appraisal?

How can i avoid mortgage appraisal?

An appraisal exemption shortens the valuation process because buyers who qualify for an exemption may skip the in-person...

Is it better to work with a mortgage lender or broker?

Is it better to work with a mortgage lender or broker?

The choice between a Mortgage Broker on Folly Beach SC and a bank depends on your personal preferences and needs....

What are the 3 parts of a mortgage?

What are the 3 parts of a mortgage?

Equity is the amount of money you borrowed to buy your home or the amount of the loan you haven't yet repaid. Interest is ...

What Fees Are Associated With Using a Mortgage Broker?

What Fees Are Associated With Using a Mortgage Broker?

Are you thinking about hiring a Mortgage Broker in Ladson SC to assist you in finding the perfect loan for your specific...

Do mortgage brokers lend their own money?

Do mortgage brokers lend their own money?

This is a Mortgage Broker in Oak Grove SC, a financial professional who brings together borrowers and lenders. They are...

What to say when reaching out to a mortgage lender?

What to say when reaching out to a mortgage lender?

If you're buying a home for the first time, you might be wondering what questions to ask when talking to a Mortgage...

Why would someone use a broker?

Why would someone use a broker?

There is a lot of jargon in the real estate industry, making many job titles far from self-explanatory to the occasional...

How can i get a mortgage rate reduction?

How can i get a mortgage rate reduction?

The most effective way is to actually apply for a smaller mortgage, which means putting in more initial money or spending ...

What are the 3 main underwriting criteria used for residential mortgages in the us?

What are the 3 main underwriting criteria used for residential mortgages in the us?

The first step is to fill out an application online, over the phone, or in person. When you apply for a Mortgage Broker...

What is a mortgage cashback product?

What is a mortgage cashback product?

Called money back, this lump sum is often marketed as free cash, but is in fact financed by mortgage interest paid by the ...

Do I Need an Appraisal for a Mortgage Through a Broker?

Do I Need an Appraisal for a Mortgage Through a Broker?

When looking to secure a mortgage in Goose Creek SC, most lenders will require a professional home appraisal to determine ...

What's the difference between mortgage broker and lender?

What's the difference between mortgage broker and lender?

Compensation is one of the key differences between mortgage brokers and direct lenders. Mortgage agents are paid on a...

What are the minimum requirements for a mortgage?

What are the minimum requirements for a mortgage?

Key mortgage documents · Paystubs from the last 30 days · W-2 forms from the last two years · Bank statements from the ...

Can you shop around for closing costs?

Can you shop around for closing costs?

Lenders or real estate agents can recommend vendors they have a relationship with, but those vendors may not offer the...

Is it better to go with a broker or bank?

Is it better to go with a broker or bank?

A mortgage broker may offer a wider range of options and streamline the mortgage process, but working directly with a...

Is it better to work with a mortgage broker or bank?

Is it better to work with a mortgage broker or bank?

If you need help comparing prices, a Mortgage Loan Originator or mortgage broker could help you compare options with many ...

Can I Get Help With My Closing Costs When Using a Mortgage Broker?

Can I Get Help With My Closing Costs When Using a Mortgage Broker?

When you're looking to purchase a home, you may be wondering if you can get help with your closing costs when using a...

Is it better to use a local mortgage broker?

Is it better to use a local mortgage broker?

The choice between a national and local Mortgage Broker in Merritt Island FL depends on several factors. If you prefer a...

Should you work with multiple brokers?

Should you work with multiple brokers?

The answer to whether a real estate agent can work for multiple brokers depends on the laws and regulations of the state...

What are the 6 pieces of information for trid?

What are the 6 pieces of information for trid?

The clock starts ticking as soon as a Mortgage Broker in Columbia SC has them. Let's talk about those six facts because...

How much is the mortgage broker fee?

How much is the mortgage broker fee?

Today I had a conversation with a lender recommended by a real estate agent and he informed me that their commission is...

What Should You Not Say to a Mortgage Broker?

What Should You Not Say to a Mortgage Broker?

When it comes to mortgages, it's important to understand that brokers are in the business for their own benefit. They may ...

6 Essential Items for a Mortgage Application

6 Essential Items for a Mortgage Application

When applying for a Mortgage Broker Eastover SC, it's important to be prepared with the right documents and information....

Are there any special programs available when using a mortgage broker?

Are there any special programs available when using a mortgage broker?

Working with a mortgage broker can have many benefits to help homebuyers find a loan, including options for VA Loans near ...

Why would a mortgage lender not require an appraisal?

Why would a mortgage lender not require an appraisal?

Believe it or not, there are no FHA mortgage loans available for appraisal yet. One of the biggest problems with buying a ...

What is the advantage of working with a mortgage broker?

What is the advantage of working with a mortgage broker?

Working with a Mortgage Broker in Rockledge FL can save you time, effort and money. Mortgage brokers can access a wide...

Do brokers get better rates?

Do brokers get better rates?

Using a Mortgage Broker in Knightsville SC has several benefits. Many homebuyers simply assume that a broker can offer a...

Is it worth doing cemap?

Is it worth doing cemap?

In conclusion, if you're serious about a career in mortgage counseling and looking for a Mortgage Broker near Hanahan SC, ...

Are investment bankers just brokers?

Are investment bankers just brokers?

Unlike business brokers, investment bankers rarely act like real estate brokers. While a business broker focuses on...

What questions should i ask when getting a mortgage?

What questions should i ask when getting a mortgage?

If you're buying a home for the first time, you might be wondering what questions to ask when talking to a mortgage...

Do mortgage rates vary by location?

Do mortgage rates vary by location?

Mortgage rates may vary from state to state depending on local and regional factors. These include economic conditions,...

Do fha interest rates vary by lender?

Do fha interest rates vary by lender?

At first glance, interest rates on FHA loans often seem lower than those on conventional loans. For example, current FHA...

Do mortgage rates vary by amount?

Do mortgage rates vary by amount?

Mortgage rates vary from Mortgage Broker in Ridgeville SC to lender because lenders have different levels of risk and...

What does mortgage loan package mean?

What does mortgage loan package mean?

Within the pre-approval step, the lender wants legal documentation related to a person's income, debts and credit...

What is a markup for mortgages?

What is a markup for mortgages?

If Mortgage Broker in Cocoa Beach FL companies have gross parity prices from investors, they must increase the price by...

Negotiating Mortgage Broker Fees: What You Need to Know

Negotiating Mortgage Broker Fees: What You Need to Know

When it comes to closing costs, some are immovable while others are flexible. Take the loan origination fee, for example.

Do mortgage rates differ between banks?

Do mortgage rates differ between banks?

Mortgage interest rates can vary considerably from one Mortgage Broker in Roebuck SC to another. This is due to...

What is the minimum net worth that must be maintained by a servicer?

What is the minimum net worth that must be maintained by a servicer?

The Commissioner will determine the appropriate minimum initial net worth that the mortgage broker on James Island SC...

Does everyone get the same mortgage rate?

Does everyone get the same mortgage rate?

Generally speaking, when it comes to a conventional mortgage, a given bank offers loans at the same interest rate for...

Why do people use mortgage brokers?

Why do people use mortgage brokers?

A broker will almost always provide you with a better closing cost, a lower rate, a lower PMI (if you choose a...

What to do before speaking to a mortgage broker?

What to do before speaking to a mortgage broker?

You've probably heard the term mortgage broker from your real estate agent or friends who bought a home. But what exactly ...

What not to say to a mortgage advisor?

What not to say to a mortgage advisor?

Congratulations on taking the risk, but a lender may not. Once again, the current employment situation is crucial to the...

Do I Need an Attorney When Applying for a Mortgage Through a Broker?

Do I Need an Attorney When Applying for a Mortgage Through a Broker?

When it comes to applying for a mortgage, it can be a complicated process. Depending on the laws in your state, you may...

What Skills Are Needed to Become a Mortgage Broker?

What Skills Are Needed to Become a Mortgage Broker?

Mortgage brokers are intermediaries between borrowers and lenders, helping people finance the purchase of a home. To be...

What to say when reaching out to a mortgage broker?

What to say when reaching out to a mortgage broker?

This is a collection of information about your financial situation (level of debt, payment patterns, etc. Once they have...

How to get a cheaper mortgage rate?

How to get a cheaper mortgage rate?

Use a mortgage program for first-time homebuyers · 2.Reduce your closing date in 15-day increments · 3.The current...

What is the average closing cost in ga?

What is the average closing cost in ga?

That's just a little more than 1% of the loan amount and quite a bit less than. The Clever research team collected data...

Why is it important to have a broker?

Why is it important to have a broker?

You need a Mortgage Broker in Berea SC because stock exchanges require that those who execute trades on the exchange have ...

Do i need to have a down payment to get approved for a mortgage through a broker?

Do i need to have a down payment to get approved for a mortgage through a broker?

Mortgage brokers don't work for free, and if you use one, that increases the cost of your mortgage loan. Mortgage brokers ...

What are the 6 data elements that upon receipt of all of them require the lender to give a loan estimate to the customer?

What are the 6 data elements that upon receipt of all of them require the lender to give a loan estimate to the customer?

If the consumer submits these six pieces of information, the requirement to provide a loan estimate is triggered and the...

What Types of Mortgages Can I Get Through a Mortgage Broker?

What Types of Mortgages Can I Get Through a Mortgage Broker?

Buying a home is a major milestone in life, and it's not something that can be done without the help of a lender....

What are the 6 trid requirements?

What are the 6 trid requirements?

In this compliance clip (video), Adam discusses the 6 facts needed to submit an application under the TRID for VA Loans...

Is it better to get a mortgage from a local bank?

Is it better to get a mortgage from a local bank?

The choice between a national and local Mortgage Broker in Duncan SC depends on several factors. If you prefer a more...

What are the responsibilities of a mortgage broker?

What are the responsibilities of a mortgage broker?

A Mortgage Broker in Satellite Beach FL helps borrowers connect with lenders and seeks the best lender for the borrower's ...

What are the three main items to qualify for mortgage?

What are the three main items to qualify for mortgage?

Let's start by looking at the main factors that lenders consider first when deciding if you qualify for VA Loans near...

Are Mortgage Rates Different Everywhere?

Are Mortgage Rates Different Everywhere?

Every day, banks receive rate sheets that can change several times a day. If you have your sights set on an interest...

How to Find a Reputable Mortgage Broker

How to Find a Reputable Mortgage Broker

Finding the best Mortgage Broker in Goose Creek SC can be a daunting task. With so many options available, it can be...

The Benefits of Working with a Mortgage Broker

The Benefits of Working with a Mortgage Broker

When it comes to buying a home or refinancing, it can be difficult to navigate the market and find the best VA Loans in...

What are the financial net worth requirements for a lender in florida?

What are the financial net worth requirements for a lender in florida?

In addition, Nationwide's Multistate Licensing System and Registration (NMLS) is a federally mandated platform that...

Are the interest rates the same for all borrowers?

Are the interest rates the same for all borrowers?

When searching for a Mortgage Broker near Goose Creek SC and comparing mortgage interest rates, it's helpful to...

Which of the following would disqualify someone from obtaining an mlo endorsement?

Which of the following would disqualify someone from obtaining an mlo endorsement?

The most common reason people are disqualified from becoming a Mortgage Broker in Cane Bay SC is because of their...

What qualifications do i need for mortgage advisor?

What qualifications do i need for mortgage advisor?

The TX-SML requires the applicant to take at least 23 hours of pre-license education, 3 of which are specific to Texas....

Which of these can lower the amount of monthly payments on a mortgage?

Which of these can lower the amount of monthly payments on a mortgage?

The easiest way to lower your mortgage payment is to refinance, especially if rates go down. But it's not the only option.

What are canadian mortgage rates based on?

What are canadian mortgage rates based on?

In general, strong economic growth tends to lead to higher interest rates, while weak growth leads to low interest rates. ...

Why would someone be denied nmls?

Why would someone be denied nmls?

The most common reason people are disqualified from becoming mortgage lenders is because of their criminal record. If you ...

Can you negotiate mortgage deals?

Can you negotiate mortgage deals?

The answer is yes, you can negotiate better mortgage rates and other charges with banks and mortgage lenders, if you're...

Are investment bankers like real estate agents?

Are investment bankers like real estate agents?

Your job is to negotiate VA Loans near Bexar TX a real estate business. Just like a real estate agent introduces buyers...

Are there any special promotions available when using a mortgage broker?

Are there any special promotions available when using a mortgage broker?

The decrease in the volume of applications puts Mortgage Brokers in Micco FL in a challenging situation and, like any...

What is one of the main advantages of using a broker?

What is one of the main advantages of using a broker?

As you experience different life stages, expect your coverage to evolve. Brokers are well aware of the complexities of...

Can you negotiate a mortgage deal?

Can you negotiate a mortgage deal?

Negotiable mortgage charges and VA Loans near Duval FL You may be able to negotiate lower charges that the bank has...

Should i reach out to multiple mortgage brokers?

Should i reach out to multiple mortgage brokers?

Applying to multiple Mortgage Brokers in Cottageville SC allows you to compare rates and charges to find the best deal....

Do i really need a broker?

Do i really need a broker?

Do you need a Mortgage Broker near Mount Pleasant SC? The short answer is no, you don't need a Mortgage Broker near Mount ...

What happens after mortgage loan is submitted?

What happens after mortgage loan is submitted?

Once you have submitted your application, a loan processor will collect and organize the necessary documents for the...

What is the benefit of using a broker?

What is the benefit of using a broker?

One of the best advantages of hiring a broker is to advise you on the best way to customize your policy in ways you may...

What is the Best Company to Get a Mortgage Through?

What is the Best Company to Get a Mortgage Through?

Chase is known as one of the top Mortgage Brokers in Cane Bay SC, offering competitive interest rates and lending...

Can I Get a Mortgage Without an Appraisal?

Can I Get a Mortgage Without an Appraisal?

If you are looking to refinance your mortgage in Charleston SC, an appraisal is typically required. However, if you have...

What Factors Determine Mortgage Rates?

What Factors Determine Mortgage Rates?

When it comes to mortgages, there is no one-size-fits-all rate. The lowest mortgage rates are not guaranteed and require...

What are the Disadvantages of Using a Mortgage Broker?

What are the Disadvantages of Using a Mortgage Broker?

When it comes to taking out a mortgage, there are many different options available. One of these options is to use a...

How hard is it to be a mortgage broker?

How hard is it to be a mortgage broker?

There are no strict requirements to become a Mortgage Broker on James Island SC, but you will need some training. Many...

Why is a broker better than a bank?

Why is a broker better than a bank?

Brokerage firms are usually smaller than banks. And if you work with a Mortgage Broker near Columbia SC, you'll likely...

What documents do underwriters ask for?

What documents do underwriters ask for?

Insurers use documents to verify an applicant's identity, credit history, and evaluate an applicant's financial status,...

What information is included in a mortgage application?

What information is included in a mortgage application?

While the exact forms may vary, Todd Huettner, owner of Huettner Capital, a residential and commercial real estate...

What disqualifies you from being a loan officer?

What disqualifies you from being a loan officer?

The most common reason people are disqualified from becoming a Mortgage Broker in Ladson SC is because of their criminal...

What Qualifications Do I Need to Become a Mortgage Broker?

What Qualifications Do I Need to Become a Mortgage Broker?

The lender pays brokers when a loan is closed, and the commission usually ranges from 1 to 2% of the total amount of the...

What is the difference between a lender and a mortgage broker?

What is the difference between a lender and a mortgage broker?

Mortgage brokers in Easley SC collect information for several lenders, helping buyers compare conditions to find a...

What is the difference between lender and broker?

What is the difference between lender and broker?

Mortgage brokers on Daniel Island SC don't make loans directly to buyers; rather,. A lender is a financial institution...